Getting the right insurance for your business is vital, but choosing the best insurance policy available can be a confusing and time consuming. With so many elements to consider, from contents insurance to employers liability, and with numerous insurers offering differing propositions, it can be difficult to know if you are getting a good deal. That is why we have teamed up with one of the UK’s leading insurance brokers, SME Insurance, who have an extensive knowledge of our industry, to launch CBAI (Craft Bakers Association Insurance).

Insurance is essential to protect your business, livelihood and to provide the best advice should an unfortunate incident happen. Any insurable incident, from a broken window to severe flooding can, if not handled professionally and appropriately, become a major nuisance in the day-to-day operation of your business, with spiralling costs and potential loss of earnings.

CBAI have an experienced team of representatives who offer expert advice and specialist knowledge on the type and level of insurance you need. With competitive quotations from a range of leading insurers and a dedicated claims team in the unfortunate event of a loss, they can assist all of your insurance needs. With over 20,000 retail businesses already on cover, you can be assured you are in safe hands.

CBAI will work with you to ensure that you understand the warranties and endorsements which may be attached to our policy. Some of the cheaper bakery insurance products in the market place have warranties that can be very onerous and could mean that, should the worst happen, you could find yourself without cover if you have not fully complied.

As a broker they are able to offer a choice of products from a wide range of household name insurance companies such as Allianz, Axa, Brit, Groupama, MMA, Norwich Union, RSA, & Zurich as well as several other specialist insurers who can cater for insurance requirements which may be a little outside the norm.

A typical CBAI policy includes:
  • Contents insurance – cover for your stock and other contents against loss or damage
  • Glass cover – in the event of breakage of internal or external glass
  • Property in Transit – cover for accidental loss or damage to property whilst in transit
  • Money – protection against loss of money belonging to your business
  • Business Interruption – cover for reduced income and increased running costs as a result of an insurable loss
  • Employers’ Liability – legal liability cover for death or bodily injury to employees whilst working for you
  • Public and Products Liability - providing you with protection for your legal liability to third parties should you injure them or damage their property

Some of the CBAI benefits include:
  • Dedicated telephone number 0844 855 4683
  • Experienced staff who understand the needs of the business owner
  • Instant quotations
  • Instant cover
  • No proposal forms to complete
  • Payment by debit / credit card or via monthly instalments on direct debit
  • A comparative offering of several insurers – you only have to provide your details once and we will search the insurance market for you.
  • Flexibility of cover – only pay for the cover you need
  • Flexibility of insurers – household name or specialist depending upon your requirements

Find out just how much you could be saving by calling the CBAI team on 0844 855 4683 today for a free no obligation quotation. Alternatively, to register the details of your business click here and one of our Insurance Specialists will contact you to offer you a highly competitive quotation. If your policy is not due yet you can register your details by emailing

National Association of Master Bakers is an appointed representative of SME Insurance Services Limited.SME Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in England & Wales (No:03798294) at: 1 Tower Place West, Tower Place, London EC3R 5BU. SME Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No: 306057).

Marsh Ltd is registered in England & Wales Number 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No 307511).


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